5 Steps to Take Before Shopping for a Auto Loan

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Planning ahead to shop for your loan can save money, time, and stress. Making decisions early gives you time to think about your alternatives, and helps you make the right choices.  1. Budget Wisely If you have a budget, you have a better chance of ending up with a loan you can afford and are able to pay on time. A budget also helps you think ...
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4 Top Strategies for Finding the Best Credit Card for You

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Why should you shop around?  Comparing offers before applying for a credit card helps you find the right card for your needs, and helps make sure you're not paying higher fees or interest rates than you have to. Consider two credit cards: One carries an 18 percent interest rate, the other 15 percent. If you owed $3,000 on each and could only a...
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What is the Difference Between a Variable APR and a Fixed APR?

What is the Difference Between a Variable APR and a Fixed APR?
The difference between a fixed APR and a variable APR, is that a fixed APR does not fluctuate with changes to an index. A variable-rate APR, or variable APR, changes with the index interest rate. A fixed-rate APR or fixed APR sets an APR that does not fluctuate with changes to an index (A index is a benchmark rate, such as the prime rate  to w...
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All About Credit

How do I use credit? When you use credit, it usually means using a credit card. It also might mean that you get a loan. A loan is another way to use credit. Using credit means you borrow money to buy something. You borrow money (with your credit card or loan).You buy the thing you want.You pay back that loan later – with interest.What is interest? ...
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With , you can be assured of quality blogging with the following features: Drag and Drop Blocks Add elements to your blog with a simple drag and drop element blocks. Blog now, post later You can compose a blog now, suffer temporal writer's block, save and write again, later. Social media sharing Automatically post into your Twitter, Facebook and Li...
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